Home · Payments
Payment Solutions — from strategy to routing
For a regulated operator, payments are not “just a cashier” but a product: it affects FTD conversion, operating cost, payout SLA, and the relationship with your sponsor bank. ScalaWorld designs and oversees changes to your payments ecosystem but does not process player funds and is not a payment institution.
Alternative Payment Methods (APM)
Client challenge
Players abandon deposits when they do not see familiar wallets, instant bank transfers, or “click and pay” methods. Too many methods without intelligent ordering lower completion rates.
Proposed approach
We build a market-by-market method map, align it with PSP cost and approval data, then define display rules and fallbacks. We work with Product and UX to shorten the path: fewer steps, clearer copy, front-end validation aligned with provider requirements.
Expected outcome
Higher first-deposit conversion and fewer abandoned transactions at bank or wallet redirect, measured weekly by geo cohorts.
Crypto & Stablecoin Solutions
Client challenge
Digital assets may shorten settlement for cross-border payouts but raise compliance, custody, and licensing questions. Ad-hoc experiments without a source-of-funds policy trigger escalations with payment partners.
Proposed approach
We support legal and risk teams in policies only for jurisdictions where the model is permissible. We help select partners with auditable chains, set limits, monitor addresses, and align AML modules. We do not promote crypto where it could suggest regulatory circumvention.
Expected outcome
More predictable payout SLAs for selected segments, fewer chargebacks and merchant blocks, with a documented compliance trail.
Banking Solutions
Client challenge
Even a strong PSP stack needs a stable operating account and clear settlement. Many banks apply strict gaming merchant policies or require extra documentation for cross-border settlement.
Proposed approach
We map bank requirements against your real transaction profile, prepare a data room for financial institutions, and support fee, rolling reserve, and chargeback monitoring negotiations. Reporting runs on a monthly cadence.
Expected outcome
Lower volatility in treasury operations, shorter outages when merchant KYC changes, and better resilience to seasonal volume spikes.
Summary
We deliver all of the above in an advisory model: we do not provide regulated payment services, do not receive player funds “for our own account”, and do not guarantee deposit amounts. Outcomes depend on your infrastructure and licence. The ScalaWorld project team can meet at Złote Tarasy in Warsaw or online subject to compliance.